Archive for the “Insurance Posts” Category

Posted on May 14 2012 by Jacob Cook

Homeowners Insurance and Sinkholes

Do you know what signs may show sinkhole activity on your property? This latest article, Sinkholes and Homeowners Insurance, can help homeowners find the signs of sinkhole activity on thier property and understand when to contact their homeowners insurance company about it.

Posted on May 9 2012 by Jacob Cook

Residents Of A Condominium Association In New Orleans Find Out Their Unit Is In The Basement…At Least By Its Legal Definition

Is it possible to have a basement in New Orleans, a city where some areas are actually below sea level? That was the question facing the Fifth Circuit Court of Appeals in . The case involved a lawsuit brought by a condominium unit owner against the association for negligence in obtaining adequate insurance and for [...]

Posted on April 3 2012 by Jacob Cook

Why Offset The Net Loss? – Understanding Business Interruption Claims

About a year ago, a California Court of Appeals published an opinion that invigorated the debate over the proper methodology or calculation of a business income loss. In Amerigraphics v. Mercury Casualty Company, 182 Cal. App. 4th 1538 (March 23, 2010), the court held that under the traditional Business Income Form (CP 00 30), Business [...]

Posted on March 28 2012 by Jacob Cook

Bollinger enhances program business with Creative Agency Group deal

Bollinger has acquired Creative Agency Group of Holmdel, N.J., an agency that will expand its program business, according to company officials. Financial terms of the deal were not disclosed. Founded in 1971 by Walter Nalbandian, Creative Agency Group specializes in program business, specifically golf and county clubs, health and fitness clubs, small animal hospitals (veterinarians), [...]

Posted on March 8 2012 by Jacob Cook

State High-Risk Health Insurance Coverage

Having trouble getting qualified for a health insurance plan because you are told you have a condition that is high-risk? Many states do have help for those who are denied health insurance coverage because they are high-risk. A large majority of states offer health insurance high risk-pools to help those who may not be able [...]

Posted on March 1 2012 by Jacob Cook

Part III: Senate Bill 12-038 May Have Unintended Consequences for Colorado Homeowners and Public Adjusters

Proposed Colorado Senate Bill No. 38 “Concerning Measures To Protect Consumers Who Engage A Roofing Contractor To Perform Roofing Services On Residential Property” is sponsored by Democratic Senator Tochtrop and Republican House Representative Vaad. As discussed in prior posts, although the bill purports to provide consumer protection against unscrupulous roofers, the bill would actually hurt [...]

Posted on February 28 2012 by Jacob Cook

N.J., Mass., S.C. auto reforms showing ‘long-term positive effects’

States that undertake regulatory rate reform of their auto insurance markets appear to see “long-term positive effects,” according to an Insurance Research Council study. The organization examined insurance markets in three states – South Carolina (reformed in 1999), New Jersey (reformed in 2004) and Massachusetts (reformed in 2008). The I Read more…

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