Its a bit wistful to pack up the red, white and blue decorations and leftover sparklers. I always enjoy spending time with family and friends to celebrate Independence Day. But for me it really isnt just about beer and BBQ. Ive traveled to enough countries to have seen firsthand what independenceand lack of itreally means. [...]
The first ever cancer-only insurance policy in NZ is now available from online provider Pinnacle Life. What is Cancer Cover? Cancer Cover is a form of stripped-down trauma insurance. Whereas trauma insurance typically covers as many as 30 different ailments and is expensive, Cancer Cover focuses on the most significant of these risks, being Cancer. [...]
The Wall Street Journal recently published a front-page article on stranger-owned life insurance (STOLI), which discussed one particular agent who was very active in this market. This agent faces possible jail time for alleged fraud and misrepresentation. STOLI is illegal in many states and the vast majority of agents are not involved in the marketing [...]
Over the years, Hollywood has woven life insurance into movie plots on numerous occasions, almost unanimously depicting the insurance industry and agents negatively. Insurance fraud schemes, murder plots to collect insurance proceeds, and evil corporations denying benefits to policyholders are just a few common uses of insurance in movie plots. The purpose of this article [...]
The healthcare debate and the legislation that recently passed put a bright spotlight on the insurance industrythe insurance companies as well as agents and advisors. Much of what was said and portrayed in the press and on Capitol Hill was not favorable. But as often is the case, the larger picture being drawn is most [...]
Last week The Wall Street Journal ran an article called “Juicing Your Life Insurance” about indexed universal life insurance policies. A first read of the article might lead a consumer to decide, Wow are these things complicated! I couldn’t agree more. However, the life insurance industry developed these policies to respond to two main critiques [...]
Recently, I’ve been quoting life insurance rates to several individuals who work in professions that could be considered high risk jobs. Hazardous occupations are something we specialize in here at Huntley Wealth Insurance. Here’s a summary of what rating class they could qualify for: Linesman – I quoted an electricity power line repair man yesterday. [...]