The Difference Between Total and Residual Disability When youre comparing different options for disability insurance, be on the lookout for the areas where policies are likely to differ. Dont assume that terms are defined in the same way from one policy to another. Pay close attention to the exact manner in which key policy terms, [...]
You’ve just become disabled, but you’re not worried. Why? Because you think Social Security disability payments will “take care of you.” Really? According to statistics from the Social Security Administration, the average person who has qualified for Social Security benefits receives $1,125.10 a month. If you’re making $50,000 per year, how long could you (and [...]
Almost exactly two years ago, “life happened” to me in a more sudden and dramatic way than I ever could have imagined possible. Even now, looking back, I can’t believe the circumstances that suddenly came crashing down around me at the same time, creating a perfect storm of emotional, physical and financial vulnerability that threatened [...]
There are several various things to consider when choosing, upgrading and paying on your insurance. The variety of offered choices can make your choices seem extremely intimidating. Read through on to locate numerous ideas and tricks to assist you reduce costs while getting the coverage you need. These suggestions can help you save many problems [...]
We are lucky enough to have some of the top insurance agents and financial advisors at our disposal (they form our board of directors). So we thought we’d put them to work for you. We asked them, “What is your best piece of advice to help someone get their financial life on track—or back on [...]
Insurance premiums are calculated according to several risk factors. These are the factors identified by the insurance company as most likely to have an impact on the insured against risk occurring. Insurance should not be rushed into and this is a significant cost associated with the item insured. It is always a good idea to [...]
Many drivers believe that if you have a low credit score that it’s impossible to get lower rates on car insurance. You’ll be surprised to know that you actually can get car insurance without a credit check. It’s understandable that insurers actually take a risk every time they insure a driver, yet they understand that [...]