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Recently, a great deal has been written regarding Citizens Property Insurance Corporation’s replacement cost value (RCV) calculation methodology. It seems that, in some cases, Citizens is grossly overestimating the cost to replace a home following a disaster. Consumer advocates decry this practice as nothing more than a backdoor rate increase following the denial of Citizens’ proposed 2000% rate increase a few short months ago. Predictably, insurance industry backers have called these increases necessary and appropriate.

While it is true that under the standard ISO homeowners policy homes must be insured to at least 80% of their value to avoid penalty, the current estimations seem unreasonable.

An article recently published in the Tampa Tribune cited such a case:

Joe Freitas thought $109,000 was a good deal on his new home. His

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Quite a few folks have healthcare insurance policies but a lot more than 32 million folks are uninsured while in the Usa. It is very important for people to grasp what healthcare insurance policies is and why it is beneficial to possess. Here are a few information on healthcare insurance policies insurancecomparisons.org with the *^%#1234 insurance plans

What is Professional medical Insurance plan what is medical insurance

Professional medical insurance policies is actually a kind of insurance policies that men and women should purchase to help them spend for their healthcare costs how much is medical insurance Individuals enroll for the type of healthcare insurance policies they want and therefore are laced into a pool with other individuals.

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Holiday party season is in full swing. So cheers to you! But before you hit the road after hitting the bars, we’ve got a six-pack of reasons for designating a sober driver.

The best one, of course, is that you want to be alive and healthy in 2012. So here are the stats. The Centers for Disease Control says 30 people die in the U.S. every day from crashes involving alcohol-impaired drivers. That’s one every 48 minutes and one-third of all crash deaths annually.

Drunk driving is expensive. On a national level, drunk drivers cost every one of us $500 a year. On a personal level, experts say driving under the influence could run you as much as $20,000! Fin

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A safe deposit box is a great way for anyone to store their insurance and other documents safely. Another great benefit of a safe deposit box is that the rental fee may be tax deductible. Learn more about safe deposit boxes, what should be stored in them and who can qualify for the tax deduction in my latest article: Storing Insurance Documents in a Safe Deposit Box & Claiming Your Tax Deduction