How Romantic (or Unromantic) Are You?

Feb 13, 2011 Posted Under: Life Insurance News

So you think youre romantic, huh? Dont we all? But have you ever tested yourself to find out how romantic (or unromantic) you are? Probably not. But with Valentines Day just a few days away, it makes sense, doesnt it, to find out what your score might be. Are you a Heartthrob? Suave? Dreamy? Or perhaps Clueless? LIFE has developed this fun Romance-O-Meter quiz for you to find out. Try it now.

You may be wondering, however, what has love and romance got to do with The Insurance Word blog? Well, when you think about life insurance, there is really only one main reason that you buy itbecause you love someone.

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Insurance Online Quotes – Getting The Best Online Quote For Insurance

Feb 13, 2011 Posted Under: Online Insurance Quotes

Virtually every insurance company available has a website. Insurance companies pay big money for advertising there are many insurance agents on the market just chomping in the bit to obtain their commissions. How do we see after dark greed and self-interest to get the best insurance online quotes for the insurance needs? Well, let’s break it down by insurance types.

 Insurance Online Quotes – Home Insurance

Obtaining the right home insurance is one of the most important things you can do. Most insurance companies these days insure with a value amount. What do i mean? It means that when you insure your home for $250,000 plus it costs $350,000 to replace the home, guess who pays the difference? Yes,

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Aviva freezes with-profits bonus rates

Feb 9, 2011 Posted Under: Online Insurance Quotes

Two million Aviva with-profits policyholders will have their annual bonuses frozen but will benefit from a rise in final bonus rates, following a 12 per cent increase in the value of its main fund in 2010.

The regular bonus rate for Aviva’s new business bonds will remain at 2.75 per cent and the regular bonus rate for new pensions will also stay at 3.25 per cent. Regular bonus rates for conventional policies, including endowments will stay at 2010 rates. Market value reductions (MVRs) on with-profits policies will fall by an average of 4 per cent.

The news came alongside reports that the main Aviva with-profits fund grew by around 12 per cent in 2010 while the total value of all the providers’ with-profits funds reached £49bn.

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NY Senate Budget Analysis of DFR

Feb 6, 2011 Posted Under: Life Insurance News

The NY Senate Republicans have released their analysis of Governor Cuomo’s budget, including the proposal to merge the Insurance Department, the Banking Department and portions of the Consumer Protection Board. In the document they conclude that there are no savings to be achieved and a cost of $6-$9 million primarily in consolidation expenses. The document doesn’t contain a narrative discussion of the merits of the proposal – it merely states the conclusions on costs.

Real Life

Feb 6, 2011 Posted Under: Life Insurance News

One of the best things that the LIFE Foundation offers, in my opinion, is its realLIFEstories. These are not ads or commercials; they do not use actors pretending to be someone else; they dont portray some idealized situation. Instead, realLIFEstories carefully tell often heart-wrenching stories of how peoples lives, and the lives of their families, were impacted by death, disability or illness, and how insurance helped them see their way through those difficult times.

One recent video stays with me. John Butcher lost his wife and 6-year-old Tre his mom when she collapsed and died one evening of an undiagnosed heart condition.

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Searching for Affordable Term Life Insurance Policies Online

Feb 6, 2011 Posted Under: Insurance Posts

Term life insurance is actually the most affordable type of life insurance policy that you can get and if you have a limited budget, you can get one at an even lower rate. Here are some ways on how you can search and find affordable term life insurance policies online.

Using a search engine of your choice, look for insurance companies that are offering different types of life insurance. You should be able to come up with a long list of companies. Try to know get more information about each company to determine which ones are the most reputable.

As you go through the companies, also browse through the different types of policies they have. Read more…

Motorist Automobile Insurance Quote – Is Now The Time To Insure Your Teen?

Feb 6, 2011 Posted Under: Online Insurance Quotes

Canada Car Insurance. There’s never a more exciting moment across the home as there’s when your son or daughter has just gotten their driver’s license. Ok, properly it is exciting for them, however it could be a substantial headache for you. Now is the time to think about acquiring a brand new driver car insurance coverage quote and the great information is, in the event you get your time and store across the hit on your insurance coverage premium could not be as negative as you believed.

When to consider a car insurance quote for new driver …

As long as your child has the first degree driver’s license they must have a licensed driver with them all the time. Due to th

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